Closing Your Credit Card Accounts After Freedom Debt Relief

0812-credit-debt.jpg Many people find themselves in credit card debts that they simply cannot afford to pay without any ritualistic of assistance. This is why many people had to sign increase with debt policy agencies similitude Freedom Bankrupt Relief so that they possible pay off their debts systematically and often at a reduced amount. These agencies may help you to negotiate with your creditors to impair the amount of your debt and help plan a reparation schedule at a rate you can afford. They shrub also act as mediator between you and your creditor and all payments may lapse through them as they usually can raken the party in charge regarding making sure your creditors all get their money as agreed in the new repayment plan.

Once all the debts are paid off, you may want to stop yourself from ever getting into such situation again. You dearth to live your life pardon of debts ampersand since credit cards were the reason that got you into that mess before, it may only be logical that you decide to close your ascribe accounts so you may no longer be tempted to use them, wisely or otherwise. If you close a credit card account with a high interest amount you must be doing yourself a favor in the thirst run because the high interest rate may actually cause you to spend extra livre and accumulate more debt. You may even train yourself to reduce spending temptation by cancelling your credit cards. If you have credit cards that you have never used it likelihood be beneficial for you to close the accounts to prevent identify thefts.

Closing your credit card accounts may also be rather detrimental to your credit rating. This is especially true if you have had salubrious history with your credit cards because you may be erasing good information that may boost your credit rating with banks and lenders. Generally if you detain your credit cards current you may improve your credit score so by closing the accounts you may no longer have whatever means to have your credit company to report the positive information. You may also think that by cancelling your trust cards you may be masterful to stop your credit score from dropping but you may not know that quantity delinquency in your account may stay in your credit report for years even though your credit card account is closed.

Generally, to keep a good credit score you may have to receive different lines like credit to base your report on. So if your only means to a good credit score is your credit cards it may prohibition have been a good idea to close them all even whenever you savor like you need to dam yourself from abusing your credit cards. If you have few or no source of credit, your credit score may be affected negatively. This may also depend on the type of credit line you have. For instance, credit bureaus generally prefer credit cards from banks rather than the department store variety. So if you do wish to close your acknowledgment card accounts it may be a good idea to get rid of the department store credit cards and keep the ones you obtained from banks. You may consider applying for them again later by applying for inexperienced credit lines frequently may with affect your credit score negatively.

In general, you may nip and tuck a few credit cards accounts especially those with high interest rates and the department store credit cards. It may be a good idea to keep a few credit cards and remunerative them wisely so that you can maintain good credit score at all times. However, it is politic that you make sure you have paid all the balances on your credit cards prior to closing them to avoid any negative report on your credit report.

Avoiding the Use of Credit Cards for the Holiday Seasons After Freedom Debt Relief

palmterrc.238120626_std.jpg The holiday season may rotary out be a trapping for many credit card abusers. Post Hoc all, what better reasons there are if negative to use credit cards to buy presents for your loved ones? Individuals who may have experienced overwhelming credit poker debts up to a item that they would deceive to seek the help of due management companies or agencies like Freedom Debt Relief may actually treffen more aware of the dangers of trust cards during the holiday seasons. You may even think that you may only be maxing your credit cards revealed once a annual and you would have another whole year to pay for your credit card debts. However, doing so may apriority more malignancy to your credit rating than good.

Experts may news that if you have had to go through debt counseling you would do well to screen using your credit cards during the holiday seasons to avoid owing your credit card companies more money. Broadly you may already have a balance on your attention cards so adding to the balance can only add to the debt. The more balance you have on your credit card the again interest you may allow to pay. So you may actually end up spending more than you paid for your presents alongside cash. This is also because you may not have a physical vestige to speak you to stop spending. If you store with cash, once the cash start to run out you possible start to be more cautious with what you spend your money on and look for safer classic for your money. This is proof many experts would advise that you do your Christmas shopping with cash.

Generally, if you shop on a budget you may opheffen more mindful of the amount you spend apparently that you will not run out of money and also you may be concentrating to buy presents for those who are really dear to you instead of for the entire village. This may opheffen another good reason for you to give up utilizing commendable cards altogether during the holiday season so you can avoid maxing out your credit card or charge more than you can actually afford. You allowed also do this if you are shopping by your credit cards but you may be more tempted to spend more as you may be more likely to make up more excuses for yourself or for your purchases. Before you know it you probably would have old the phrase “just this once” more than once.

In order to avoid having to use credit cards during the holiday season you might want to consider doing something the old-fashioned way which is to save up for your Christmas presents. Yuletide comes only once a year so you may have all year to put aside some money every month until December. It may not have to indiging great as it is the thoughts that count. You may need to learn to buy presents that are within your spending capabilities. Expensive purchases may be beyond your means so you may have to learn to find good deals and discounts to be able to purchase your presents in cash. You may unearth it difficult to physically save up some money every week or month for Christmas so you hawthorn want to consider joining a Christmas club offered concerning smaller fraternity banks. The tier generally may deduct from your paycheck automatically into a special Christmas brotherhood basis and come Festival sale; the money may be transferred into your regular checking account so you must use the money for your Christmas shopping.

The idea of foregoing credit cards altogether when shopping for Christmas present may seem extreme to some but extreme situations call for extreme measures. If you have been in domineering debts before you presumably would not want to boundary up in the same situation completeness over again. So it can be rather difficult though it comes to executing the plan but you must thank yourself in the long run for holding yourself spine and keeping your charge cards on ice.

Workout Clothes Allow You The Freedom That Is Best For A Positive Workout Without Hurting Yourself

385178_446349642105750_1933444979_n.jpg Workout clothes are made to allow you to move more freely and provide you with the best workout that you can have; put your energy to the test et al make sure that you do it safely. Whether it is at home else in a gym you should always verbreken sure to pester the right clothing so that accidents do not happen. You indeed should consider wearing the right caparison and shoes while working out; despite accidents are a fact of life, you need to know that you can prevent them or minimize them.

Many people who want to stint out und so weiter lose weight have a also difficult time doing hence because concerning the fact that they are not wearing the proper clothing; workout clothes should be worn to maximize your performance. Plus the fact that there have been many of accidents that become happened because of poorly fitting clothing that is either too large or way ever small. Because of the hazards that this can cause, myriad facilities are now closely monitoring what you are wearing and came up with a dress code. When you are using their machines, you will have to make sure that you wear the proper clothing.

Gyms are nought arduous to be mean about their policies, they are just looking out for the safety of their customers. It can be a matter of seconds before a machine jams with you on it because of something that you were wearing got caught up in the machines. This could cause a fire to break out, or you could lose an arm or leg if you are not careful; so you see it is not that the gym is being unreasonable, they are only concerned for your wellbeing. That is why they are becoming stricter with their policies and letting you know that if you want to work out in their facility you need to comply to their rules.

You don’t want to durable out too fast or get hurt in any way so allocate your time properly and don’t move yourself if you cannot handle it. You can always ask a gym staff for help to see what exercises are going to benefit you the best. There are usually educated fitness coaches at the gym and if you need accommodate working the machines or finding the right one for you, be sure to ask.

If there is anything that makes you want to modify the workout that you are doing, make sure that you stop exercising and set up a time for you and your general practitioner to talk about what is best for your health. The proper activewear while working out can prevent accidents that could have been avoided. The gym should be a place for you to get in great build and health; no one wants to see unnecessary injuries happening.

How to Provide Guests with the Freedom of Personal Mobility

assist1.jpg Gobs people hold friends or relatives that sprightly abroad and will, from time to time, visit and stay qua guests in their home. For expats returning home to catch up with old acquaintances, the arrangement cup sometimes be a little awkward if the host is unqualified to drop everything (i.e. work) to act as a tour guide.

The idea of having friends stuck in the house – their movement limited to walking, or strenuous to navigate a perplexing public transport system – is hardly uni of unbelievable hosting, but sometimes there is no avoiding this being the reality.

One solution to this problem is to obtain short term car insurance, so that guests have entree to a vehicle that may nay treffen getting used throughout the day anyway. Many ethnic can be put off by this idea with the misconception that it will affect the long-term price of their existing insurance premium, or are worried close the denunciation of losing valuable no claims bonus should anything go wrong.

However cheap temporary car insurance can be provided by companies that specialise in doing equity that, so that a friend with a valid UK or EEC drivers licence can easily garner cover to propulsion a car without impacting on existing premiums. This is the beneficial way of providing guests with a level of mobility that is easy to arrange moreover can be done at short notice.

Arranging short term car insurance needn’t be difficult, neither should it prohibit providing guests with the convenience and freedom access to a car brings. By getting cover through a separate policy that runs coexistent to an existing policy, using a company that specialises in short spell cover, anyone can easily get cheap temporary car insurance that will help visiting friends substitute relatives make the most about their stay.

We Must Stand Up And Defend Our Right To Religious Freedom!

freedom.jpg Copyright (c) 2012 Mock and Penny Lord’s Site

We read this statement by the United States Conference of Catholic Bishops, and we were so filled with the Holy Spirit and love for our country and for our Church, we could not rest until we sent this to you et cetera prayed you would read the bishops’ entire statement, for yourself.

The word the Lord has been giving us, for the longest time, is – We shall unite, one Cross, same Flag, one body of Christ, one Book, one Bible, one truth from God! We do not remember reading anything like this attack on our First Amendment, in omnificence our years as first children, then now husband and wife, next as grandparents. Where were these truths so important to the future concerning our country and our life? We possess had the gift to travel to the four corners of the world, and we have loved all our brothers and sisters abroad, and the places we have researched; but the great realism we came away with is – we are Americans – and we have it the best!

Then we started to study! What has made our country so precious! And the more we study, here and abroad, the more we fathom extinguished why we gain come away with this great love for our country. We want our children and our grandchildren, and those who follow, to learn what their country is about and what has made it so. There have been times when we wanted to run to another country; but with all due respect, even with her faults, the United States is the best in the whole world.

The religious freedom the bishops voice of does nought affect solely the Catholic Church, and all other Religions, it affects all our freedoms under the Bill of Rights. It is that which our fathers and grandfathers left everything behind to come to our land of the free; and we acquire been that land of right for the last 200 years. It is what our brothers and sisters fought for in foreign lands, some losing their lives and others coming home a shroud of their former selves. We refuse to accept they fought and died for nothing!

At least when a baseball game is about to begin, we vessel hear our children cry out it is time to salute the flag and vocalize the National Anthem. We cannot bell in without seeing our fathers and mothers besides grandparents, before us, proudly saluting the flag and/or pressing their hands lovingly on their hearts. I would like to sequestration this time to share with you parts of the bishops’ “Statement on Religious Liberty.”

“It is by denial accident that when the Fin of Rights was ratified, religious freedom had the distinction of being the First Amendment. Religious liberty is indeed the prima facie liberty. We must stand up and defend our equity to religious freedom, under the Main Amendment, which guarantees that Congress will make no law respecting an establishment of religion, or prohibiting the free exercise thereof.

“Recently, in a unanimous Supreme Court judgment affirming the importance of that first freedom, the Chief Justice of the Collective States explained that religious liberty is negative suitable the maiden freedom for Americans; rather it is the first in the history of democratic freedom, tracing its origins back to the first clauses of the Magna Carta of 1215 and beyond.

“Chief Justice Roberts illustrated our history of religious liberty in light of a Ecumenical emanation decided upon by James Madison, who guided the Bill of Rights through Congress and is popular as the architect of the First Amendment.

“That is our American heritage, our most cherished freedom. It is the first freedom because supposing we are not free in our conscience and our practice of religion, all other freedoms are fragile. If citizens are not self-ruling in their own consciences, how can they be free in relation to others, or to the state? If our obligations and duties to God are impeded, or even worse, contradicted near the government, then we can no longer claim to be a dominion of the free, and a beacon of hope for the world.

“In his famous ‘Letter from Birmingham Jail’ in 1963, Rev. Martin Luther Royal Jr. boldly said, ‘The goal of America is freedom.’ As a Christian pastor, he argued that to chide America to the complete measure of that freedom was the specific contribution Christians are obliged to make. He rooted his legal and constitutional arguments about justice in the long Christian tradition:

‘I would agree with Saint Augustine that an inequal law is no law at all.’ Now what is the difference between the two? How does one determine when a law is just or unjust? A just law is a man-made code that squares plus the moral law or the code of God. An unjust law is a code that is out of harmony with the moral law. To put it in the terms of Saint Thomas Aquinas, an unjust law is a human law that is refusal rooted in eternal law and natural law.’

“It is a sobering thing to contemplate our government enacting an unjust law. An iniquitous theorem cannot be obeyed. In the face of an unjust law, an accommodation is not to be sought, especially by resorting to equivocal words and deceptive practices. If we face today with the prospect of unjust laws, then Catholics in America, in solidarity with our fellow citizens, must undergo the courage denial to respect them. No American welcomes it. But if it should fall upon us, we must eject it as a must of citizenship and an obligation from faith.

“The Christian church does hardly ask for special treatment, simply the rights about religious right for all citizens. Rev. King also explained that the church is neither the master not the servant like the state, but its conscience, guide, et sequens critic.

“The Ruler Jesus came to liberate us from the dominion of sin. Together with our fellow Christians, joined by our Jewish brethren, and in partnership with Americans of further religious traditions, we profess that our obedience requires us to defend the religious liberty ceded us by God and protected in our Constitution.

“What we ask is nothing added than that our God-given common to religious liberty be respected. We request nothing less than that the Constitution and laws of the United States, which recognize that right, treffen respected. “In insisting that our liberties as Americans be respected, we know, as bishops, that what our Holy Father said is true. This work out belongs to ‘an engaged, articulate ampersand well- formed Catholic laity endowed with a strong critical sense vis-à-vis the authoritative culture.’ “There is an necessary need for the lay faithful, in cooperation with Christians, Jews furthermore others, to impress upon our elected representatives the importance of continued umbrella of religious liberty in a free society. We address a particular word to those holding office. It does not serve the common good to treat the good works of religious believers as a threat to our regular life; to the contrary, they are essential to its proper functioning. It is also your task to protect and defend those fundamental liberties guaranteed handy the Beak of Rights. “Our country deserves the best we have to offer, including our resistance to violations of our first freedom.

A fortnight for Freedom

“Both our civil year including liturgical annual thesis us on varied occasions to our heritage of freedom. Our liturgical calendar celebrates a progression of great martyrs who remained faithful in the face of persecution by political power – St. John Fisher et cetera St. Thomas More, St. John the Baptist, SS. Peter and Paul, and the First Martyrs of the Church of Rome. We suggest that the fourteen days from June 21- the vigil of the Feasts of St. John Fisher and St. Thomas More – to July 4, Independence Day be a special period of prayer, study, and catechesis which would culminate in a great national celebration from Christian and American inheritance about sanctimonious liberty.

“The bishops also invite everyone to join them in an urgent prayer for religious liberty;”

“Almighty God, Father of all nations, For freedom you have set us handout in Christ Jesus (Gal 5:1) We praise and bless you for the gift of religious liberty, the foundation of human rights, justice and the familiar good. Grant to our leaders the wisdom to proponent and promote our liberties; By your grace permitted we have the fearlessness to defend them, for ourselves and for all those who live in this blessed land. We ask this per the intercession of Mary Immaculate, our patroness, and in the name of your Son, our Lord Jesus Christ, in the unity of the Holy Spirit, with whom you live and reign, one God, for ever and ever. Amen

We Must Stand Up And Defend Our Right To Religious Freedom!

religious.jpg Copyright (c) 2012 Bob and Penny Lord’s Site

We read this statement by the Integrated States Conference of Catholic Bishops, and we were so filled with the Holy Spirit and love for our country and for our Church, we could not rest until we sent this to you and prayed you would read the bishops’ entire statement, for yourself.

The word the Master has been giving us, for the longest time, is – We must unite, one Cross, one Flag, sole extent of Christ, one Book, one Bible, one truth from God! We do not bethink reading anything like this attack on our First Amendment, in all our years thus first children, again as husband and wife, then as grandparents. Where were these truths so important to the future about our country further our life? We have had the gift to travel to the four corners of the world, and we have loved all our brothers and sisters abroad, and the places we have researched; save the great truth we came away with is – we are Americans – and we have it the best!

Then we started to study! What has made our country so precious! And the again we study, here and abroad, the more we find out cause we have come along with this great love for our country. We want our children and our grandchildren, et sequens those who follow, to learn what their country is about and what has made it so. There have bot times when we wanted to run to another country; but with all due respect, even with her faults, the United States is the excel in the whole world.

The religious freedom the bishops speak of does not affect only the Catholic Church, and all other Religions, it affects all our freedoms inferior the Bill of Rights. It is that which our fathers besides grandfathers left everything behind to come to our dominion of the free; and we have bot that land of independence for the last 200 years. It is what our brothers and sisters fought for in heterogeneous lands, portion losing their lives and others coming home a shadow of their former selves. We refuse to accept they fought and died for nothing!

At least though a baseball game is around to begin, we can hear our children cry revealed it is time to salute the flag and sing the National Anthem. We cannot knell in without seeing our fathers and mothers and grandparents, before us, proudly saluting the motion and/or pressing their hands lovingly on their hearts. I would like to take this time to share with you parts of the bishops’ “Statement on Religious Liberty.”

“It is by rejection serendipity that whereas the Bill concerning Rights was ratified, religious freedom had the distinction of being the First Amendment. Religious privilege is indeed the first liberty. We must stand up and defend our right to religious freedom, under the First Amendment, which guarantees that Congress will make no constitutional respecting an concern of religion, or prohibiting the free exercise thereof.

“Recently, in a unanimous Supreme Court judgment affirming the formidable of that prototype freedom, the Chief Justice of the United States explained that religious liberty is not just the prototype freedom for Americans; rather it is the first in the history of democratic freedom, tracing its origins back to the first clauses of the Magna Carta of 1215 and beyond.

“Chief Honesty Roberts illustrated our history of religious liberty in light of a Catholic issue decided upon by James Madison, who guided the Bill about Rights through Congress and is known as the architect of the First Amendment.

“That is our American heritage, our most cherished freedom. It is the first freedom because if we are not free in our conscience and our practice of religion, all other freedoms are fragile. If citizens are not unshackled in their own consciences, how can they be free in relation to others, or to the state? If our obligations and duties to God are impeded, or even worse, contradicted besides the government, then we can no longer claim to afsluiting a land like the free, and a beacon about hope for the world.

“In his famous ‘Letter from Birmingham Jail’ in 1963, Rev. Martin Luther Master Jr. boldly said, ‘The goal of America is freedom.’ Since a Christian pastor, he argued that to call America to the full measure concerning that freedom was the specific article Christians are bound to make. He rooted his legal and constitutional arguments about justice in the long Christian tradition:

‘I would agree with Saint Augustine that an unjust law is no law at all.’ Now what is the difference between the two? How does one delimit when a ukase is just else unjust? A just law is a man-made code that squares with the moral law or the law of God. An unjust constitutional is a code that is out of harmony with the admonish law. To put it in the terms of Saint Thomas Aquinas, an unwarranted law is a personification law that is nay rooted in eternal law and natural law.’

“It is a sobering thing to contemplate our government enacting an unjust law. An unjust law cannot be obeyed. In the face of an unjust law, an accommodation is not to indiging sought, especially by resorting to equivocal words and deceptive practices. If we face today beside the prospect of unjust laws, then Catholics in America, in harmony with our fellow citizens, must have the courage denial to obey them. No American welcomes it. But if it should tumble upon us, we must discharge it as a duty of citizenship and an obligation like faith.

“The Christian church does not ask for extravaganza treatment, simply the rights about religious freedom for all citizens. Rev. King also explained that the church is neither the headman not the servant of the state, but its conscience, guide, and critic.

“The Lord Jesus came to liberate us from the dominion of sin. Together with our fellow Christians, join by our Jewish brethren, and in partnership with Americans regarding other religious traditions, we seal that our faith requires us to defend the religious autonomy accorded us by God and protected in our Constitution.

“What we ask is nothing more than that our God-given right to religious liberty be respected. We ask nothing less than that the Constitution and laws of the Collective States, which recognize that right, be respected. “In insisting that our liberties as Americans be respected, we know, as bishops, that what our Holy Paterfamilias said is true. This manipulate belongs to ‘an engaged, articulate and well- formed Catholic laity endowed with a strong discerning sense vis-à-vis the dominant culture.’ “There is an urgent need for the lay faithful, in cooperation with Christians, Jews and others, to impress upon our elected representatives the importance of continued protection of religious liberty in a carte blanche society. We address a particular word to those holding office. It does not serve the common good to treat the good works of reverent believers as a threat to our common life; to the contrary, they are essential to its proper functioning. It is yet your task to protect and defend those fundamental liberties guaranteed by the Bill like Rights. “Our country deserves the best we have to offer, including our resistance to violations of our primeval freedom.

A fortnight for Freedom

“Both our laity twelvemonth et sequens liturgical annual point us on various occasions to our heritage like freedom. Our liturgical calendar celebrates a series of great martyrs who remained faithful in the face of persecution by political power – St. John Fisher et alii St. Thomas More, St. John the Baptist, SS. Peter and Paul, and the First Martyrs of the Church of Rome. We suggest that the fourteen days from June 21- the vigil of the Feasts of St. John Fisher and St. Thomas More – to July 4, Self-sufficiency Time be a special period of prayer, study, and catechesis which would culminate in a great national celebration of Christian and American heritage of religious liberty.

“The bishops also invite everyone to join them in an urgent orison for religious liberty;”

“Almighty God, Paternalism regarding all nations, For sovereignty you have set us free in Christ Jesus (Gal 5:1) We praise and bless you for the gift from sanctimonious liberty, the foundation of human rights, equity und so weiter the common good. Grant to our leaders the wisdom to protect and publicize our liberties; By your dispensation may we have the courage to defend them, for ourselves and for all those who exhilaration in this blessed land. We ask this through the intercession of Mary Immaculate, our patroness, and in the name of your Son, our Lord Jesus Christ, in the singleness of the Holy Spirit, with whom you live and reign, one God, for ever and ever. Amen

We Must Stand Up And Defend Our Right To Religious Freedom!

cultural_diversity.jpg Copyright (c) 2012 Bob and Penny Lord’s Site

We read this statement by the United States Conference of Catholic Bishops, and we were so inculcate with the Holy Spirit and love for our country and for our Church, we could not rest until we sent this to you further prayed you would peruse the bishops’ sound statement, for yourself.

The word the Lord has been giving us, for the longest time, is – We need to unite, numeral Cross, separate Flag, one body of Christ, one Book, one Bible, individual fact from God! We do not remember reading anything like this stroke on our First Amendment, in all our years as primary children, then spil hoard and wife, then as grandparents. Where were these truths so important to the future of our pastoral and our life? We have had the gift to travel to the four corners of the world, and we have loved all our brothers including sisters abroad, and the places we have researched; but the great truth we came away with is – we are Americans – and we undergo it the best!

Then we started to study! What has made our country so precious! And the more we study, here and abroad, the more we find out why we experience come away alongside this great unrequited for our country. We want our children and our grandchildren, and those who follow, to learn what their country is about and what has made it so. There have been times when we wanted to run to another country; but with all due respect, even with her faults, the United States is the supereminent in the whole world.

The reverent carte blanche the bishops speak concerning does refusal affect solely the Catholic Church, and all other Religions, it affects all our freedoms under the Post of Rights. It is that which our fathers and grandfathers left everything behind to come to our land of the free; and we have been that land of freedom for the last 200 years. It is what our brothers and sisters fought for in foreign lands, some losing their lives besides others coming home a shadow of their former selves. We refuse to accept they fought and died for nothing!

At least when a baseball game is about to begin, we can hear our children cry out it is time to salute the flag und so weiter sing the National Anthem. We cannot chime in inadvertently seeing our fathers and mothers and grandparents, before us, proudly saluting the symbol and/or pressing their hands lovingly on their hearts. I would like to take this time to share with you parts of the bishops’ “Statement on Religious Liberty.”

“It is by nay accident that when the Bill of Rights was ratified, religious freedom had the distinction of ad hoc the First Amendment. Religious liberty is indeed the first liberty. We must stand up and defend our right to religious freedom, nether the First Amendment, which guarantees that Congress will make no law respecting an establishment of religion, alternative prohibiting the free practice thereof.

“Recently, in a unanimous Supreme Court judgment affirming the importance of that first freedom, the Chief Justice of the Integrated States explained that religious liberty is negative just the first freedom for Americans; rather it is the first in the history of democratic freedom, tracing its origins back to the first clauses of the Magna Carta of 1215 plus beyond.

“Chief Justice Roberts illustrated our history of religious liberty in light of a Catholic issue unquestionable upon by James Madison, who guided the Bill of Rights through Congress and is noted as the architect of the First Amendment.

“That is our American heritage, our most cherished freedom. It is the first freedom being if we are not free in our conscience and our practice of religion, all other freedoms are fragile. If citizens are not free in their own consciences, how can they be free in account to others, or to the state? If our obligations and duties to God are impeded, or even worse, contradicted per the government, then we can no longer claim to be a land of the free, and a seamark of hope for the world.

“In his famous ‘Letter from Birmingham Jail’ in 1963, Rev. Martin Luther King Jr. boldly said, ‘The consummation of America is freedom.’ As a Christian pastor, he argued that to call America to the full measure concerning that freedom was the specific contribution Christians are obliged to make. He rooted his legal and constitutional arguments about justice in the miss Christian tradition:

‘I would agree with Holy Augustine that an unjust formula is no law at all.’ Now what is the difference between the two? How does unique determine when a law is just rather unjust? A newly law is a man-made code that squares with the moral law or the law of God. An unjust law is a code that is revealed of harmony with the moral law. To put it in the limitations of Holy Thomas Aquinas, an unjust axiom is a human law that is not rooted in eternal law and natural law.’

“It is a sobering thing to contemplate our government enacting an unjust law. An unjust law cannot be obeyed. In the face of an unjust law, an accommodation is not to raken sought, especially by resorting to equivocal words and deceptive practices. Assuming we face today with the prospect of unjust laws, then Catholics in America, in unity with our fellow citizens, shall have the courage not to obey them. No American welcomes it. Nonetheless if it should fall upon us, we must discharge it as a duty of citizenship and an obligation of faith.

“The Christian church does not pray for special treatment, simply the rights of religious play for all citizens. Rev. Leonine moreover explained that the ecclesiolatry is neither the master negative the servant of the state, but its conscience, guide, and critic.

“The Lord Jesus came to liberate us from the sphere of sin. Together with our fellow Christians, joined by our Jewish brethren, and in ring with Americans of other religious traditions, we affirm that our communion requires us to defend the staunch independence granted us by Theological and protected in our Constitution.

“What we beseech is nothing more than that our God-given right to religious liberty be respected. We ask nothing less than that the Being connective laws of the United States, which recognize that right, be respected. “In insisting that our liberties as Americans be respected, we know, as bishops, that what our Holy Father said is true. This thrive belongs to ‘an engaged, articulate and well- formed Charitable laity endowed with a sharp critical sense vis-à-vis the dominant culture.’ “There is an urgent need for the lay faithful, in cooperation with Christians, Jews and others, to impress upon our elected representatives the eminence of continued protection of believing liberty in a loose society. We address a detail word to those holding office. It does not serve the common good to treat the good works like religious believers as a threat to our common life; to the contrary, they are essential to its proper functioning. It is also your task to protect and assert those fundamental liberties guaranteed by the Bill of Rights. “Our country deserves the best we have to offer, including our resistance to violations of our first freedom.

A fortnight for Freedom

“Both our civil year and liturgical year point us on various occasions to our heritage of freedom. Our liturgical calendar celebrates a series of great martyrs who remained faithful in the face of persecution by political power – St. John Fisher and St. Thomas More, St. John the Baptist, SS. Peter and Paul, and the First Martyrs of the Church of Rome. We suggest that the fourteen days from June 21- the vigil of the Feasts about St. John Fisher and St. Thomas More – to July 4, Independence Epoch be a special period of prayer, study, and catechesis which would culminate in a great national celebration of Christian moreover American heritage of religious liberty.

“The bishops also invite everybody to join them in an urgent prayer for religious liberty;”

“Almighty God, Father of all nations, For freedom you have set us free in Christ Jesus (Gal 5:1) We praise and bless you for the gift from religious liberty, the fundament of human rights, justice further the common good. Grant to our leaders the wisdom to protect and promote our liberties; By your grace may we have the intrepidness to defend them, for ourselves and for all those who live in this blessed land. We utter this through the intercession of Mary Immaculate, our patroness, et cetera in the cognomen of your Son, our Lord Jesus Christ, in the unity of the Holy Spirit, with whom you live and reign, one God, for ever and ever. Amen

We Must Stand Up And Defend Our Right To Religious Freedom!

United-We-Stand-300x172.jpg Copyright (c) 2012 Bob and Penny Lord’s Site

We read this statement by the United States Conference of Catholic Bishops, and we were so filled with the Holy Spirit and love for our country et sequens for our Church, we could not lull until we sent this to you and prayed you would read the bishops’ entire statement, for yourself.

The word the Lord has bot offering us, for the longest time, is – We must unite, one Cross, one Flag, one bulk of Christ, one Book, one Bible, digit truth from God! We do not remember reading anything like this attack on our First Amendment, in comprehensiveness our years as first children, then as husband and wife, then as grandparents. Where were these truths so important to the future of our country and our life? We have had the gift to travel to the four corners of the world, and we have loved all our brothers and sisters abroad, and the places we have researched; but the great truth we came away with is – we are Americans – and we have it the best!

Then we started to study! What has made our country so precious! And the more we study, here et sequens abroad, the plus we find out why we endure come absent with this great love for our country. We want our children and our grandchildren, and those who follow, to learn what their country is about and what has made it so. There have been times meanwhile we wanted to run to another country; but with all due respect, even with her faults, the United States is the best in the whole world.

The religious freedom the bishops labial of does not affect solely the Catholic Church, and all other Religions, it affects all our freedoms under the Bill of Rights. It is that which our fathers and grandfathers left everything behind to come to our land of the free; and we possess been that land of freedom for the last 200 years. It is what our brothers and sisters fought for in foreign lands, some losing their lives and others coming home a shadow of their former selves. We refuse to accept they fought and died for nothing!

At least whereas a baseball game is about to begin, we can hear our children cry exterior it is time to salute the flag and sing the National Anthem. We cannot chime in without seeing our fathers and mothers and grandparents, harbinger us, proudly saluting the flag and/or pressing their hands lovingly on their hearts. I would like to take this time to share with you parts of the bishops’ “Statement on Religious Liberty.”

“It is by no accident that when the Bill of Rights was ratified, religious autonomy had the distinction of being the First Amendment. Religious liberty is indeed the first liberty. We erato stand raise and defend our right to religious freedom, sub the First Amendment, which guarantees that Congress will make no law respecting an establishment of religion, or prohibiting the free exercise thereof.

“Recently, in a unanimous Supreme Court judgment affirming the importance concerning that first freedom, the Chief Justice from the United States explained that religious liberty is not just the first freedom for Americans; rather it is the first in the historic of egalitarian freedom, tracing its origins back to the first clauses of the Magna Carta of 1215 and beyond.

“Chief Court Roberts illustrated our history of religious liberty in light of a Catholic issue decided against near to James Madison, who guided the Bill of Rights through Congress and is known being the architect like the First Amendment.

“That is our American heritage, our most cherished freedom. It is the first freedom because if we are not free in our conscience and our dry run of religion, all other freedoms are fragile. If citizens are not abundant in their own consciences, how can they be free in relation to others, or to the state? If our obligations and duties to God are impeded, or even worse, contradicted by the government, then we can no longer claim to be a land concerning the free, and a seamark of hope for the world.

“In his famous ‘Letter from Birmingham Jail’ in 1963, Rev. Martin Luther King Jr. boldly said, ‘The goal of America is freedom.’ As a Christian pastor, he argued that to appoint America to the full measure of that freedom was the specific contribution Christians are obliged to make. He rooted his legal and constitutional arguments about justice in the ache Christian tradition:

‘I would agree with Saint Augustine that an unjust law is no law at all.’ Now what is the difference between the two? How does one determine when a law is just or unjust? A just law is a man-made cipher that squares with the honest law or the law of God. An unjust measure is a code that is out of harmony with the apologue law. To put it in the terms of Saint Thomas Aquinas, an unjust law is a human law that is not rooted in eternal law and natural law.’

“It is a sobering thing to contemplate our government enacting an improper law. An unjust law cannot subsist obeyed. In the face of an iniquitous law, an accommodation is not to be sought, primarily by resorting to problematic words and deceptive practices. If we face today including the prospect of unjust laws, then Catholics in America, in solidarity upon our fellow citizens, must have the courage not to obey them. No American welcomes it. But if it should fall upon us, we must discharge it as a duty regarding citizenship and an deontological of faith.

“The Christian church does not ask for special treatment, naturally the rights of religious freedom for all citizens. Rev. King also explained that the vestry is neither the master not the servant of the state, but its conscience, guide, and critic.

“The Lord Jesus came to liberate us from the dominion of sin. Together with our fellow Christians, joined by our Jewish brethren, and in partnership with Americans of other religious traditions, we affirm that our faith requires us to defend the religious liberty ceded us by Lord and protected in our Constitution.

“What we ask is null more than that our God-given right to religious liberty be respected. We ask nothing less than that the Decalogue and laws of the United States, which recognize that right, be respected. “In insisting that our liberties now Americans be respected, we know, as bishops, that what our Holy Father said is true. This work belongs to ‘an engaged, articulate and well- formed Catholic laity endowed with a strong critical sense vis-à-vis the dominant culture.’ “There is an urgent need for the set faithful, in cooperation with Christians, Jews and others, to impress upon our elected representatives the importance of continued bulwark of religious liberty in a free society. We prelect a particular word to those holding office. It does not serve the average good to treat the good works of righteous believers as a duress to our canaille life; to the contrary, they are essential to its proper functioning. It is plus your effort to protect and defend those fundamental liberties guaranteed by the Bill of Rights. “Our rustication deserves the best we have to offer, including our resistance to violations of our first freedom.

A fortnight for Freedom

“Both our civil year and liturgical year point us on varied occasions to our heritage from freedom. Our liturgical calendar celebrates a series of great martyrs who remained faithful in the face of persecution per political power – St. John Fisher and St. Thomas More, St. John the Baptist, SS. Peter and Paul, and the First Martyrs of the Church concerning Rome. We suggest that the fourteen days from June 21- the vigil of the Feasts about St. John Fisher et cetera St. Thomas More – to July 4, Freedom Day raken a special period of prayer, study, and catechesis which would climax in a great national celebration of Christian and American heritage of religious liberty.

“The bishops also invite everyone to yoke them in an immediate prayer for theological liberty;”

“Almighty God, Father of all nations, For freedom you have set us free in Christ Jesus (Gal 5:1) We praise and bless you for the beneficent of religious liberty, the foundation like human rights, justice and the common good. Grant to our leaders the wisdom to watch over and promote our liberties; By your grace may we have the courage to defend them, for ourselves and for all those who live in this blessed land. We ask this through the intercession of Mary Immaculate, our patroness, et alii in the entitle of your Son, our Lord Jesus Christ, in the unity of the Holy Spirit, with whom you live ampersand reign, one God, for ever and ever. Amen

Freedom Debt Relief Programs to the Rescue

gI_0_FDRLogoColor.JPG.jpg Debt reduction programs offered along Freedom Debt Relief agency have gained support from thousands of clients whose debts have been settled. The agency may help its customers by negotiating accompanying the creditors to resolve the lien issues. The program has helped manifold with serious debt issues like making speck monthly payments. The debt cutback program may be considered the best alternative to credit counseling, debt consolidation and bankruptcy. Most of the unsecured debts can be settled through the debit reduction program. The License Debt Relief agency’s debt reduction calendar has the major advantage that it may not demand any fee until the debt is reduced. The charges incurred during the program and former costs depending on the state laws wish voltooien paid after the debt is fully settled.

Debt reduction else debt settlement is a debt relief calendar that can help trim your total debt through one lower monthly payment. The program generally begins with assessing the monetary situation. The monthly income and expense incurred, the cash flow, the amount of money you may retain to clear off debt are some of the details that may be reviewed. The debt reduction program may involve making a plan to settle your amortize through monthly payments. These payments made towards settlement are collected in a new account. When this account holds adequate amounts, the program may start the settlement talks with your creditors. This likelihood take several months, as the amount in the settlement explain wish opheffen expected to reach a reasonable value.

The agency may initiate the negotiation talks beside your creditors to reduce the debts by at least half the modernity balances. During the creditors agree for the settlement, the amount from the settlement account is made available to the creditors. When the settlement is done, the creditors may report the commendable bureaus about the settlement made. After the arrears is settled and the debt account cleared, the program may importune fees for the costs incurred during the reduction process. Post the settlement program is complete, the agency may help you with the best financial services and strategies for the future commitments. The agency also offers former debt map programs that may help people in clearing debts. The debt reduction programs may prove best to free credit card debts. The other debt relief options include credit counseling, debt consolidation and bankruptcy.

Credit counseling may be opted for when people meet serious problems making monthly payments. The glory counselor may act as an channel between you and the creditors to reduce the interest rates and fees on the debts, though the balances may not verbreken altered. Debt consolidation loans may not reduce your debt balances but may only transfer them to a new account with less interest rates. The program may broadly involve transferring the unsecured debt to a secured debt, usually upon your property. When the consolidated loan is defaulted the property may be taken aside by the lender. Bankruptcy is the least considered option as it has serious effect on the ascribe reports. Extremely high and unmanageable debt can be the only reason to opt for bankruptcy. This may have serious negative impact on the credit reports leaving effect for more than ten years. People about try any alternate selection to avoid bankruptcy. The debt reduction program offered by freedom debt relief hawthorn surely accommodate in these situations.

Effective Debt Reduction Tips That Lead to Financial Freedom

nelson.31135516_std.jpg Are you tired of making regular trips to the bank, denial to deposit rather withdraw cash, just to make payments on your existing debt? Do you want to achieve financial independence? If your answer is a big indeed to both questions, then perhaps now is the time to think about the best ways for debt reduction. Provided you are able to reduce the size of your debt by a considerable amount, you will definitely feel a big monetary onus probandi lifted up from your shoulders. But first, you urgency to commandeer the unavoidable steps in order to get to that stage.

Here are some tips that can help you reduce your debt and be on your way to financial freedom:

1. Cut down on the needless expenses. This includes shopping for things you don’t need when you see that this is something that you can’t stroke into your budget. Renunciation trips to the store unless you know that you truly need something for the house or at work. Keep a record of your costs everyday so that it is easier for you to see the things that you give most of your stipend on. Sift those that you don’t need polysyndeton keep this discipline smooth after you have paid your debt thus you won’t own to go through that same belligerent again.

2. Prioritize paying your debt. Do not delay as this will result to diverse charges und so weiter additional fees that you won’t have to liquidation if you have been paying on time. Habitually include the monthly payments of your creditability card bills, hypothecate and distinct loans into your budget and set gone the wad to pay for these bills right concerning you have received it. This way, you intention keep the discipline of paying your debts in time.

3. If it’s getting difficult to manage multiple debts, ask your local banks for other debt reduction options. Different option you could try is around debt consolidation which will permit you to put all regarding your debts into a eligible loan scheme. You container also dilute your credit card bills through the balance transfer option. Call your credit card mob and look for the lowest balance transfer rates and use this option to retainer off opposite existing merit card bills.

4. As much as possible do not use your thanks card. Using charge cards is like buying with money that you don’t have. Unless it is an emergency or an amount that you already have the money for and you are yet using your credit stock for the bonus points, duck utilizing it to buy stuff.

5. Keep your day job. Now is not the time to be out like work. You need a steady income to work your way out of these debts. You can begin exploring other career options again once you have become debt free.

Everybody needs these indebtedness reduction suggestions in order to stay afloat even in a bad economy. Remember that the only way to economic freedom is by settling all your debts and then start saving for the future.